TRICARE Plans & Programs

<h4>{margintop=-5; marginbottom=-7:TRICARE Overseas Program (TOP) Prime}</h4> <p>TRICARE Overseas Program (TOP) Prime is similar to a managed care option available to Active Duty Service Members (ADSMs) and their eligible family members who live with them near a military hospital or clinic.</p> <p>ADSMs stationed overseas must enroll in TOP Prime or TOP Prime Remote. Eligible Active Duty Family Members (ADFMs) may choose to enroll in TOP Prime or TOP Prime Remote, or they may use TOP Standard.</p> <p>{contentlink=/beneficiaries/plans-and-programs/tricare-overseas-program-top-prime:LEARN MORE<a href="https://www.tricare-overseas.com/contactus%7D" target="_blank">}</a></p> <h4>TRICARE Overseas Program (TOP) Prime Remote</h4> <p>TRICARE Overseas Program (TOP) Prime Remote is a managed care option available for Active Duty Service Members (ADSMs) and their eligible family members residing with them in remote overseas locations. Enrollment is required, but there are no enrollment fees. If you do not have an assigned PCM, International SOS will assist you in arranging and managing your health care needs.</p> <p>{contentlink=/beneficiaries/plans-and-programs/tricare-overseas-program-top-prime-remote:LEARN MORE}</p> <h4>TRICARE Overseas Program (TOP) Select</h4> <p>TOP Select is a self-managed, Preferred Provider Organization (PPO) style program that provides access to both network and non-network TRICARE authorized providers for medically necessary TRICARE covered services. You must enroll in TOP Select to receive coverage under this benefit option.&nbsp;</p> <p>With TOP Select, beneficiaries manage their own health care and may generally seek care from any provider without a referral.</p> <p>TOP Select is an option for eligible non-ADSMs living overseas. TOP Select works like the stateside TRICARE Select program with similar benefits, requirements and costs.&nbsp;</p> <p>Other plans that work like TOP Select are also available: TRICARE Reserve Select (TRS) and TRICARE Retired Reserve (TRR).</p> <p>{contentlink=/beneficiaries/plans-and-programs/tricare-overseas-program-top-select:LEARN MORE}</p> <h4>TRICARE Retired Reserve</h4> <p>TRICARE Retired Reserve (TRR) is a premium-based health care plan that Retired Reserve members may qualify to purchase until reaching age 60. Qualifying members may purchase TRR member-only or member-and-family coverage and pay monthly premiums. You may generally receive care from any&nbsp;{contentlink=/beneficiaries/resources/provider-search:Purchased Care Sector Provider (PCSP)}&nbsp;without a referral. However, certain services, including nonemergency inpatient admissions for substance use disorders and mental health care, require prior authorization.</p> <p>You are responsible for paying an annual deductible and cost-shares, and you should expect to pay up-front for care and submit a claim to the TOP claims processor for reimbursement.</p> <p>{contentlink=/beneficiaries/plans-and-programs/tricare-retired-reserve:LEARN MORE}</p> <h4>Additional Plans &amp; Programs:</h4> <p>{marginbottom=0:}</p> <p>{tablenoborder: }</p> <table style="width: 712.8px; color: rgb(79, 77, 81); font-size: 14px;"> <tbody> <tr> <td colspan="1" rowspan="1" style="font-size: 1.0625rem;">{fontsize=17;fontweight=500;contentlink=/beneficiaries/plans-and-programs/tricare-reserve-select:TRICARE Reserve Select}<br /></td> <td colspan="1" rowspan="1" style="font-size: 1.0625rem;">{fontsize=17;fontweight=500;contentlink=/beneficiaries/plans-and-programs/special-programs/extended-care-health-option:Extended Health Care Option}<br /></td> </tr> <tr> <td colspan="1" rowspan="1" style="font-size: 1.0625rem;">{fontsize=17;fontweight=500;contentlink=/beneficiaries/plans-and-programs/tricare-for-life:TRICARE For Life}<br /></td> <td colspan="1" rowspan="1" style="font-size: 1.0625rem;">{fontsize=17;fontweight=500;contentlink=/beneficiaries/plans-and-programs/special-programs/applied-behavior-analysis:Applied Behavior Analysis}<br /></td> </tr> <tr> <td colspan="1" rowspan="1" style="font-size: 1.0625rem;">{fontsize=17;fontweight=500;contentlink=/beneficiaries/plans-and-programs/tricare-young-adult:TRICARE Young Adult}<br /></td> <td colspan="1" rowspan="1" style="font-size: 1.0625rem;">{fontsize=17;fontweight=500;contentlink=/beneficiaries/plans-and-programs/special-programs/exceptional-family-member-program:Exceptional Family Member Program}<br /></td> </tr> <tr> <td colspan="1" rowspan="1" style="font-size: 1.0625rem;">{fontsize=17;fontweight=500;contentlink=/beneficiaries/plans-and-programs/tricare-plus:TRICARE Plus}<br /></td> <td colspan="1" rowspan="1" style="font-size: 1.0625rem;">{fontsize=17;fontweight=400;contentlink=/beneficiaries/plans-and-programs/special-programs/continued-health-care-benefit:Continued Health Care Benefit Program}<br /></td> </tr> </tbody> </table> <h4><br /></h4>